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MCA - MERCHANT CASH ADVANCE
OVERVIEW

From start to finish, the entire process of a Merchant Cash Advance (MCA)

A Merchant Cash Advance is a funding product that can provide quick and uncomplicated working capital to you – the business owner. You sell a specific amount of your business’ future credit and debit card receivables (at a discount) in exchange for cash you can use for whatever your business may need.

 

Once approved, a lump sum of cash is deposited into your business checking account. The collection process is automatically handled by your business’ credit card processor. As each day’s credit and debit card transactions are settled (batched), a specific percentage is forwarded and applied to the remaining Merchant Cash Advance balance.

Because a set percentage of credit and debit card receipts are forwarded, your card-sales volume determines the amount of each payment. There are no inflexible monthly payment amounts, and no possibility of missed or late payments and their associated penalties.

Our Merchant Cash Advance is a proven, trusted way for you to get quick money for your business needs. You decide how to spend the money, whether it is for renovation, marketing/advertising, taxes or payroll, handling the cost of emergencies, or growth strategies. There is low documentation, and no personal collateral is required. There are no application fees and no hidden charges.

Because a Merchant Cash Advance aligns so well with the way they operate, 3 out of 4 qualified customers will return for multiple advances to help grow and stabilize their businesses.

Simple Terms:

  • Next day funding

  • Last 3-6 month bank statments

  • Daily ACH payback

  • Bad credit is accepted

  • Unsecured

Products & Services
BUSINESS LOANS & PRODUCTS
SMALL BUSINESS STARTUP FUNDING 

Who Qualifies for Strategic Credit Lines?
As you might guess, many young and new businesses can qualify for a small business startup loan. Since you won’t have a lot of revenue history, the most important factor to lenders will be your personal credit score: The higher the score, the better your chances of qualifying.

SBA LOAN 

Without a doubt, Small Business Administration 7(a) loans are one of the best ways to finance your small business. They’re guaranteed by the federal agency, which allows lenders to offer them with flexible terms and low interest rates. Getting one can help you grow your business without taking on possibly crippling debt.

BUSINESS CASH ADVANCE

A Business Cash Advance is a funding product that can provide quick and uncomplicated working capital to you – the business owner. You sell a specific amount of your business’ future credit and debit card receivables (at a discount) in exchange for cash you can use for whatever your business may need.

EQUIPMENT FINANCING

Equipment financing is a great way to purchase new or used equipment you need for your business. You can finance 100% of the equipments value and typically funds as fast as 2 days. Applying for an equipment loan is an easy way to purchase the finance of most types of equipment such as - Office phones, computers, pizza ovens, printing press, vehicles, and machinery.

SELF - DIRECTED 401K/IRA ROLLOVER

Rollovers for Business Start-ups allow you to leverage existing retirement funds to invest in a small business or franchise — without incurring tax penalties or getting a loan. It’s one of the most efficient ways entrepreneurs can finance a business start-up, acquisition or expansion.

TERM LOAN

A traditional term loan is a lump sum loan that you pay back with regular repayments at a fixed interest rate over a set amount of time. Most term loans are used to finance a specific purchase or investment you’re making for your business.

TERM LOAN

A traditional term loan is a lump sum loan that you pay back with regular repayments at a fixed interest rate over a set amount of time. Most term loans are used to finance a specific purchase or investment you’re making for your business.

How much do you need?

Checking your amount will not hurt your credit score.